Qimani's free investment property ROI calculator helps you analyse the financial performance of any rental property. Enter the purchase price, down payment, financing details, monthly rent, and operating expenses to instantly see cash-on-cash return, cap rate, monthly cash flow, equity growth, and a full net worth projection over your holding period.
Start by entering the property details: purchase price, down payment, closing costs, and any renovation or rehab costs. Then add your expected monthly rent and all recurring monthly expenses including property tax, insurance, maintenance, management fees, and utilities. Set your mortgage rate and term, choose an annual appreciation rate and vacancy rate, and select how long you plan to hold the property. The calculator will instantly show all key return metrics and projections.
Kenya's rental property market offers attractive yields compared to many global markets. Nairobi suburbs such as Westlands, Kilimani, Karen, and Ruaka consistently deliver gross yields of 6–9%. This calculator supports KES, USD, and EUR, making it suitable for both local investors and diaspora buyers evaluating Kenyan property remotely.
Gross rental yields above 6% are generally considered attractive in Kenya. Net yields (after expenses) of 4–6% are typical for well-maintained property in prime Nairobi locations. Satellite towns and emerging areas may offer higher gross yields but carry more vacancy risk, which this calculator lets you model explicitly.
The calculator includes six expense categories: property tax, insurance, maintenance, property management, utilities, and vacancy loss. Property management typically costs 8–12% of monthly rent in Kenya. Maintenance is usually estimated at 1% of property value annually. Vacancy is expressed as a percentage of monthly rent lost to empty periods.
Calculate your investment property's return on investment and cash flow